Retirement Income Planning
What money are you prepared to spend first in retirement? A strategy based on your income sources may help you decide. The good news is you won't have to do it alone.
Do It For Me Wealth Planning
Our guidance is comprehensive in its creation and implementation. We strive to make people's lives easier by taking the hard work out of financial planning.
Investment Management
We work with you and your family to explore an investment portfolio that takes into consideration your goals, time horizon, and risk tolerance.
Goals Planning
Life can pull you in many directions, why is why our planning process includes touching base with you regularly. This ensures that the goals that you want to achieve in life remain front and center. Learn more about our process.
Our Ideal Client
We help those that:
Our clients come to us with some common challenges faced in retirement. We tackle things like when to take Social Security, how to get a steady income from savings, and dealing with healthcare costs. We help our clients move confidently into retirement with a coordinated plan that's all about enjoying their lives without money worries.
Most of our clients are 50 or older, a time when many start thinking seriously about financial independence. They've saved enough to start considering life beyond the "9-to-5 grind". We help them sort through their big money decisions, and ensure they're on track for a comfortable and fulfilling next chapter. Whatever that may mean to them.
They tend to spend near or below their means, and are not overly burdened with personal debt.
Our clients typically have retirement portfolios between $500,000 and $4,000,000, most often within the $1M to $2M range.
We leverage the latest technology to help create and communicate our advice. Our clients who benefit most from our work will be comfortable with email, online meetings (like Zoom), and accessing plan information through a secure web portal.
What is Retirement Theory?
Retirement Theory is our philosophy that challenges traditional notions of retirement.
We believe retirement isn't just about ending a career; it's a new chapter of financial independence and personal fulfillment. It’s where financial freedom meets personal aspirations.
